Leading Payday Loan Companies:

How Payday Loans Work

Need Money in a hurry? Find out about the in's and out's of payday loans and how they can help you.

How Payday Loans Work

Payday Loans Glossary

When considering a payday loan, it is important to understand exactly what is being offered to you. To find out more about Payday Loan lingo, browse through our glossary

Payday Loans Glossary

Payday Loans Complaints

The official site to make a complaint about a payday lender/finance firm is Financial Ombudsman

Apply for the right payday loan for you

Finding your ideal payday loan doesn't need to be a headache...

With so many online payday loan providers today, picking one can be a long and confusing process. Our aim is to help you find a payday advance loan choice with our payday loans comparison page.

Most payday loan lenders require that the applicant is employed, is 18 or over, has a UK bank account and is a UK resident. When chosing a payday loan provider, be honest about the information that you enter into the application form (like your salary) as entering false information could have a negative affect on your application approval chances. Payday loan brokers like Payday Bank and Mypayday accept varied credit histories for application. Apply through Whichpayday.co.uk and find the right lender for you.

Representative payday loan APR % are between 1000% to 2000% per annum which equates to around £20 to £30 for every £100 borrowed per month. The period of payday advances in normally 28 days.

Representative 1737% APR (variable)

Example for a loan of £160 for 28 days:
Amount payable - £200
Interest - £40
Annual interest rate – 1737%

Payday Loans Site Reviews

We have looked at the UK's majory payday loan sites and reviewed each one to save you the trouble - you can view the payday loan reviews and select which one suits your needs. When applying for a loan, be sure to read through the terms and conditions of the loan (which may vary from lender to lender) and be sure that you have made note of the repayment dates and settlement amounts. Also ensure that you are borrowing an amount within your budget and that you are able to repay the loan plus interest when required to do so - failure to repay the payday loan may be noted by the credit beaureu.

Apply for a Payday Loan

A Special note about Payday Loans:
The payday loan industry is one of the fastest growing industries in the financial services in the UK.
It is always a good idea to get updated and compare quotes from different payday loan providers.
Some payday loans no credit check lenders do not check your credit record, however some of the lenders in the above list my do credit vetting.
Compare payday loans before taking out a payday loans and find the one which suits your cicumstances.
A payday loan is a short term solution - use it responsibly and plan ahead to make sure you will have
enough cash in your account to cover expenses and to repay the loan plus interest on your next payday.